Why Banking Institutions Should Adopt the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) and the Factors Hindering Its Adoption

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is a scheme launched by the Government of India to provide collateral-free credit to micro and small enterprises. The scheme aims to ease the process of obtaining credit for these enterprises, which often face difficulties in securing loans due to lack of collateral. Despite […]