Digital Lending in India: A New Era of Financial Services

Introduction: In the past decade, digital transformation has disrupted various industries and the financial sector is no exception. Digital lending in India is one of the areas that has undergone a significant transformation. The digital lending space in India has seen an unprecedented growth in the recent years, making financial services more accessible and convenient […]

Why Banking Institutions Should Adopt the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) and the Factors Hindering Its Adoption

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is a scheme launched by the Government of India to provide collateral-free credit to micro and small enterprises. The scheme aims to ease the process of obtaining credit for these enterprises, which often face difficulties in securing loans due to lack of collateral. Despite […]